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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,887 | $142,361-69.2% | $119,608-63.3% | $134,509-67.4% |
| Participation rate | 53.3% | 82.8%-29.5pp | 79.3%-25.9pp | 81.2%-27.9pp |
| Annual return | -17.78% | -12.46%-5.3pp | -14.98%-2.8pp | 418.13%-435.9pp |
| Employer contribution / active EE | $2,357 | $5,224-54.9% | $4,232-44.3% | $4,741-50.3% |
| Participant deferral / active EE | $3,400 | $6,468-47.4% | $5,601-39.3% | $6,400-46.9% |
| Admin fee / account holder | $2,008 | $13,588-85.2% | $10,326-80.6% | $11,427-82.4% |