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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,115 | $160,028-11.2% | $147,080-3.4% | $145,884-2.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 10.51% | 98.60%-88.1pp | 420.17%-409.7pp | 551.85%-541.3pp |
| Employer contribution / active EE | $3,178 | $5,286-39.9% | $4,933-35.6% | $4,662-31.8% |
| Participant deferral / active EE | $9,625 | $8,422+14.3% | $8,066+19.3% | $6,690+43.9% |
| Admin fee / account holder | $17,058 | $15,030+13.5% | $12,989+31.3% | $13,392+27.4% |