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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,487 | $165,381-28.4% | $149,730-20.9% | $158,966-25.5% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 14.54% | 348.29%-333.8pp | 276.70%-262.2pp | 302.95%-288.4pp |
| Employer contribution / active EE | $1,796 | $5,104-64.8% | $4,645-61.3% | $4,762-62.3% |
| Participant deferral / active EE | $3,412 | $7,182-52.5% | $6,843-50.1% | $5,983-43.0% |
| Admin fee / account holder | $1,230 | $10,809-88.6% | $9,310-86.8% | $11,250-89.1% |