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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,545 | $150,447-28.5% | $136,298-21.1% | $147,586-27.1% |
| Participation rate | 77.8% | 84.4%-6.6pp | 81.9%-4.1pp | 82.8%-5.1pp |
| Annual return | 18.98% | 1049.15%-1030.2pp | 5156.27%-5137.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $8,717 | $5,256+65.8% | $4,696+85.6% | $4,876+78.8% |
| Participant deferral / active EE | $4,880 | $6,631-26.4% | $6,247-21.9% | $5,439-10.3% |
| Admin fee / account holder | $908 | $10,906-91.7% | $9,244-90.2% | $10,886-91.7% |