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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,048 | $157,276-30.7% | $141,177-22.8% | $152,885-28.7% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.5%-0.6pp |
| Annual return | 26.49% | 64.33%-37.8pp | 71.40%-44.9pp | 345.39%-318.9pp |
| Employer contribution / active EE | $9,644 | $5,262+83.3% | $4,736+103.6% | $4,763+102.5% |
| Participant deferral / active EE | $5,001 | $7,110-29.7% | $6,710-25.5% | $5,851-14.5% |
| Admin fee / account holder | $634 | $12,123-94.8% | $10,263-93.8% | $11,598-94.5% |