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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,407 | $98,240+20.5% | $82,312+43.9% | $147,586-19.8% |
| Participation rate | 69.2% | 79.7%-10.5pp | 76.9%-7.7pp | 82.8%-13.6pp |
| Annual return | 17.12% | 30.85%-13.7pp | 25.88%-8.8pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,597 | $3,192-50.0% | $2,428-34.2% | $4,876-67.3% |
| Participant deferral / active EE | $4,439 | $4,383+1.3% | $3,706+19.8% | $5,439-18.4% |
| Admin fee / account holder | $1,060 | $8,563-87.6% | $5,608-81.1% | $10,886-90.3% |