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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,948 | $112,131+63.2% | $95,964+90.6% | $158,982+15.1% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 14.28% | 171.19%-156.9pp | 91.64%-77.4pp | 302.99%-288.7pp |
| Employer contribution / active EE | $1,228 | $3,199-61.6% | $2,541-51.7% | $4,763-74.2% |
| Participant deferral / active EE | $3,943 | $4,784-17.6% | $4,167-5.4% | $5,983-34.1% |
| Admin fee / account holder | $1,394 | $10,136-86.2% | $6,797-79.5% | $11,252-87.6% |