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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,887 | $88,707+18.2% | $74,184+41.4% | $273,972-61.7% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 6.99% | 11.94%-5.0pp | 17.74%-10.7pp | 41.46%-34.5pp |
| Employer contribution / active EE | $1,467 | $3,159-53.6% | $2,370-38.1% | $4,869-69.9% |
| Participant deferral / active EE | $3,546 | $4,212-15.8% | $3,550-0.1% | $5,287-32.9% |
| Admin fee / account holder | $7,102 | $8,717-18.5% | $5,586+27.1% | $10,133-29.9% |