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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,296 | $100,811+62.0% | $86,698+88.4% | $134,545+21.4% |
| Participation rate | 62.5% | 79.0%-16.5pp | 76.6%-14.1pp | 81.2%-18.7pp |
| Annual return | -15.64% | 29.11%-44.8pp | 35.96%-51.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $1,606 | $3,490-54.0% | $2,837-43.4% | $4,742-66.1% |
| Participant deferral / active EE | $5,511 | $5,339+3.2% | $4,656+18.4% | $6,401-13.9% |
| Admin fee / account holder | $2,404 | $10,926-78.0% | $7,492-67.9% | $11,431-79.0% |