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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,173 | $92,219+16.2% | $76,767+39.6% | $135,380-20.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -7.25% | 5.46%-12.7pp | 2.43%-9.7pp | 519.81%-527.1pp |
| Employer contribution / active EE | $1,485 | $3,216-53.8% | $2,485-40.3% | $4,779-68.9% |
| Participant deferral / active EE | $4,271 | $4,508-5.3% | $3,852+10.9% | $5,609-23.9% |
| Admin fee / account holder | $1,491 | $10,749-86.1% | $6,675-77.7% | $10,828-86.2% |