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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,416 | $185,199-87.9% | $142,874-84.3% | $167,518-86.6% |
| Participation rate | 30.0% | 78.5%-48.5pp | 72.0%-42.0pp | 82.1%-52.1pp |
| Annual return | 16.44% | 8556.90%-8540.5pp | 5638.58%-5622.1pp | 478.71%-462.3pp |
| Employer contribution / active EE | $285 | $5,606-94.9% | $4,145-93.1% | $4,838-94.1% |
| Participant deferral / active EE | $606 | $4,495-86.5% | $3,838-84.2% | $6,342-90.5% |
| Admin fee / account holder | $334 | $8,031-95.8% | $6,561-94.9% | $12,312-97.3% |