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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,984 | $176,402-91.5% | $134,155-88.8% | $158,950-90.6% |
| Participation rate | 22.2% | 78.7%-56.5pp | 72.2%-50.0pp | 82.0%-59.7pp |
| Annual return | 23.69% | 63.66%-40.0pp | 36.34%-12.7pp | 302.91%-279.2pp |
| Employer contribution / active EE | $81 | $5,042-98.4% | $3,705-97.8% | $4,762-98.3% |
| Participant deferral / active EE | $162 | $4,093-96.0% | $3,500-95.4% | $5,983-97.3% |
| Admin fee / account holder | $35 | $8,719-99.6% | $6,685-99.5% | $11,248-99.7% |