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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,700 | $51,642+11.7% | $129,384-55.4% | $80,935-28.7% |
| Participation rate | 47.2% | 56.9%-9.7pp | 69.6%-22.4pp | 67.7%-20.4pp |
| Annual return | 15.07% | 20.78%-5.7pp | 9461.77%-9446.7pp | 35.66%-20.6pp |
| Employer contribution / active EE | $571 | $1,583-63.9% | $4,153-86.2% | $2,757-79.3% |
| Participant deferral / active EE | $2,564 | $2,670-4.0% | $4,166-38.5% | $4,299-40.4% |
| Admin fee / account holder | $792 | $4,312-81.6% | $7,686-89.7% | $6,924-88.6% |