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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,148 | $176,688-60.9% | $130,660-47.1% | $152,885-54.8% |
| Participation rate | 4.8% | 79.0%-74.2pp | 71.7%-67.0pp | 82.5%-77.7pp |
| Annual return | 23.12% | 2693.08%-2670.0pp | 1709.29%-1686.2pp | 345.39%-322.3pp |
| Employer contribution / active EE | $21 | $5,743-99.6% | $4,092-99.5% | $4,763-99.6% |
| Participant deferral / active EE | $41 | $4,362-99.1% | $3,603-98.9% | $5,851-99.3% |
| Admin fee / account holder | $1,025 | $7,131-85.6% | $5,463-81.2% | $11,598-91.2% |