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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,901 | $158,827-82.4% | $121,208-77.0% | $135,382-79.4% |
| Participation rate | 6.7% | 79.3%-72.6pp | 71.8%-65.1pp | 82.6%-76.0pp |
| Annual return | 0.00% | -0.64%+0.6pp | 16.93%-16.9pp | 519.77%-519.8pp |
| Employer contribution / active EE | $9 | $5,666-99.8% | $4,023-99.8% | $4,779-99.8% |
| Participant deferral / active EE | $18 | $4,006-99.6% | $3,345-99.5% | $5,609-99.7% |
| Admin fee / account holder | $386 | $6,514-94.1% | $5,020-92.3% | $10,829-96.4% |