See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 27 · EIN 36-3145972 | Advisory (Plan) | $50,456 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $50,252 |
ASCENSUS LLC6 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $13,981 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,752 | $108,549+3.0% | $156,263-28.5% | $85,563+30.6% |
| Participation rate | 43.6% | 77.1%-33.5pp | 78.9%-35.3pp | 66.0%-22.4pp |
| Annual return | 15.29% | 21.79%-6.5pp | 59.47%-44.2pp | 31.51%-16.2pp |
| Employer contribution / active EE | $1,130 | $2,690-58.0% | $4,333-73.9% | $2,654-57.4% |
| Participant deferral / active EE | $3,870 | $4,800-19.4% | $6,158-37.2% | $4,375-11.6% |
| Admin fee / account holder | $659 | $650+1.4% | $14,255-95.4% | $834-21.0% |