See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 27 · EIN 30-8097079 | Advisory (Plan) | $39,942 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $37,554 |
ASCENSUS LLC3 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $13,050 |
SEAY & WEISSINGER, LLC1 year Filed as: SEAY & WEISSINGER Service code 10 · EIN 61-1663588 | Accounting | $10,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,367 | $71,142+15.8% | $119,609-31.1% | $64,808+27.1% |
| Participation rate | 41.5% | 78.6%-37.1pp | 79.3%-37.8pp | 71.5%-30.0pp |
| Annual return | -16.43% | -10.01%-6.4pp | -14.97%-1.5pp | 32.82%-49.3pp |
| Employer contribution / active EE | $865 | $2,497-65.3% | $4,232-79.6% | $2,506-65.5% |
| Participant deferral / active EE | $3,299 | $4,490-26.5% | $5,602-41.1% | $4,310-23.5% |
| Admin fee / account holder | $665 | $162+310.0% | $10,323-93.6% | $188+254.0% |