See peer percentile detail. $4.99 for your first month.
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See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 27 · EIN 26-4310632 | Advisory (Plan) | $33,357 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $30,059 |
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $14,117 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,242 | $78,419-13.0% | $133,956-49.1% | $73,409-7.0% |
| Participation rate | 46.4% | 78.6%-32.2pp | 79.8%-33.4pp | 72.2%-25.7pp |
| Annual return | 16.61% | 33.35%-16.7pp | 45.09%-28.5pp | 59.29%-42.7pp |
| Employer contribution / active EE | $1,066 | $2,044-47.9% | $3,919-72.8% | $2,234-52.3% |
| Participant deferral / active EE | $3,231 | $3,925-17.7% | $5,048-36.0% | $3,805-15.1% |
| Admin fee / account holder | $423 | $161+162.4% | $8,927-95.3% | $158+168.1% |