See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6 years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $39,505 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $36,099 |
ASCENSUS LLC4 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $11,052 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,745 | $91,372+0.4% | $129,995-29.4% | $74,419+23.3% |
| Participation rate | 41.7% | 77.8%-36.0pp | 78.5%-36.7pp | 70.7%-29.0pp |
| Annual return | 15.15% | 23.21%-8.1pp | -137.18%+152.3pp | 34.38%-19.2pp |
| Employer contribution / active EE | $1,076 | $2,563-58.0% | $4,320-75.1% | $2,637-59.2% |
| Participant deferral / active EE | $3,394 | $4,721-28.1% | $5,820-41.7% | $4,528-25.1% |
| Admin fee / account holder | $549 | $283+93.8% | $10,614-94.8% | $348+57.8% |