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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,128 | $101,069+22.8% | $81,478+52.3% | $147,585-15.9% |
| Participation rate | 94.4% | 74.5%+20.0pp | 68.0%+26.5pp | 82.8%+11.6pp |
| Annual return | 15.43% | 32.40%-17.0pp | 38.78%-23.4pp | 578.56%-563.1pp |
| Employer contribution / active EE | $2,296 | $3,205-28.4% | $2,568-10.6% | $4,876-52.9% |
| Participant deferral / active EE | $4,707 | $4,242+11.0% | $3,537+33.1% | $5,439-13.5% |
| Admin fee / account holder | $4,170 | $5,812-28.3% | $4,561-8.6% | $10,885-61.7% |