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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,933 | $114,093+89.3% | $96,171+124.5% | $167,536+28.9% |
| Participation rate | 94.7% | 75.1%+19.7pp | 68.4%+26.3pp | 82.1%+12.6pp |
| Annual return | 20.18% | 190.00%-169.8pp | 192.04%-171.9pp | 478.82%-458.6pp |
| Employer contribution / active EE | $2,278 | $3,429-33.6% | $2,799-18.6% | $4,839-52.9% |
| Participant deferral / active EE | $4,555 | $5,197-12.3% | $4,350+4.7% | $6,342-28.2% |
| Admin fee / account holder | $10,928 | $6,899+58.4% | $5,538+97.3% | $12,315-11.3% |