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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,823 | $109,411+60.7% | $89,435+96.6% | $158,982+10.6% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.7pp |
| Annual return | 13.58% | 345.68%-332.1pp | 245.55%-232.0pp | 302.99%-289.4pp |
| Employer contribution / active EE | $1,910 | $3,173-39.8% | $2,587-26.2% | $4,763-59.9% |
| Participant deferral / active EE | $3,945 | $4,600-14.2% | $3,890+1.4% | $5,983-34.1% |
| Admin fee / account holder | $15,623 | $6,159+153.7% | $4,884+219.9% | $11,252+38.9% |