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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,357 | $96,419+152.4% | $80,648+201.8% | $139,487+74.5% |
| Participation rate | 77.8% | 73.6%+4.1pp | 67.0%+10.8pp | 80.3%-2.6pp |
| Annual return | 18.36% | 1352.86%-1334.5pp | 937.21%-918.9pp | 373.84%-355.5pp |
| Employer contribution / active EE | $2,121 | $3,261-35.0% | $2,724-22.1% | $4,755-55.4% |
| Participant deferral / active EE | $3,965 | $5,225-24.1% | $4,443-10.8% | $6,713-40.9% |
| Admin fee / account holder | $17,662 | $6,605+167.4% | $5,382+228.2% | $11,407+54.8% |