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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,976 | $104,953+49.6% | $84,637+85.5% | $152,909+2.7% |
| Participation rate | 85.7% | 74.8%+10.9pp | 68.2%+17.5pp | 82.5%+3.3pp |
| Annual return | 25.00% | 373.94%-348.9pp | 258.82%-233.8pp | 345.46%-320.5pp |
| Employer contribution / active EE | $1,982 | $3,304-40.0% | $2,653-25.3% | $4,764-58.4% |
| Participant deferral / active EE | $3,713 | $4,691-20.8% | $3,900-4.8% | $5,851-36.5% |
| Admin fee / account holder | $1,648 | $6,244-73.6% | $4,914-66.5% | $11,601-85.8% |