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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $680,914 | $76,407+791.2% | $150,298+353.0% | $82,448+725.9% |
| Participation rate | 98.3% | 66.4%+31.9pp | 77.8%+20.5pp | 68.1%+30.2pp |
| Annual return | 15.70% | 39.99%-24.3pp | 62.79%-47.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $17,885 | $2,614+584.2% | $4,154+330.5% | $2,551+601.1% |
| Participant deferral / active EE | $16,794 | $3,214+422.5% | $5,453+208.0% | $4,139+305.7% |
| Admin fee / account holder | $20,297 | $6,352+219.5% | $14,116+43.8% | $7,234+180.6% |