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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,411 | $81,276+542.8% | $155,574+235.8% | $80,925+545.6% |
| Participation rate | 96.6% | 66.2%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 14.47% | 33.36%-18.9pp | 64.87%-50.4pp | 35.65%-21.2pp |
| Employer contribution / active EE | $16,748 | $3,103+439.7% | $4,676+258.2% | $2,756+507.6% |
| Participant deferral / active EE | $17,090 | $3,453+395.0% | $5,629+203.6% | $4,299+297.6% |
| Admin fee / account holder | $11,428 | $7,993+43.0% | $15,914-28.2% | $6,940+64.7% |