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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,190 | $105,856-55.4% | $90,161-47.7% | $147,586-68.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.91% | 37.63%-18.7pp | 34.89%-16.0pp | 578.59%-559.7pp |
| Employer contribution / active EE | $8,797 | $4,126+113.2% | $3,318+165.1% | $4,876+80.4% |
| Participant deferral / active EE | $4,656 | $5,733-18.8% | $5,287-11.9% | $5,439-14.4% |
| Admin fee / account holder | $832 | $8,046-89.7% | $5,943-86.0% | $10,886-92.4% |