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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,960 | $105,158-23.0% | $94,672-14.5% | $139,487-42.0% |
| Participation rate | 84.2% | 82.4%+1.8pp | 80.8%+3.4pp | 80.3%+3.9pp |
| Annual return | 18.80% | 38.11%-19.3pp | 156.89%-138.1pp | 373.84%-355.0pp |
| Employer contribution / active EE | $7,520 | $4,107+83.1% | $3,673+104.7% | $4,755+58.2% |
| Participant deferral / active EE | $4,066 | $7,599-46.5% | $7,417-45.2% | $6,713-39.4% |
| Admin fee / account holder | $3,120 | $8,972-65.2% | $7,222-56.8% | $11,407-72.6% |