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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,455 | $124,175-38.4% | $108,405-29.5% | $167,536-54.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 13.21% | 1380.13%-1366.9pp | 905.55%-892.3pp | 478.82%-465.6pp |
| Employer contribution / active EE | $7,490 | $4,188+78.9% | $3,559+110.4% | $4,839+54.8% |
| Participant deferral / active EE | $3,720 | $6,908-46.2% | $6,563-43.3% | $6,342-41.3% |
| Admin fee / account holder | $1,909 | $9,457-79.8% | $7,297-73.8% | $12,315-84.5% |