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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,143 | $97,020-48.3% | $83,327-39.8% | $135,380-63.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.07% | 12.31%-21.4pp | 10.64%-19.7pp | 519.81%-528.9pp |
| Employer contribution / active EE | $12,454 | $4,144+200.6% | $3,379+268.6% | $4,779+160.6% |
| Participant deferral / active EE | $3,657 | $5,964-38.7% | $5,565-34.3% | $5,609-34.8% |
| Admin fee / account holder | $675 | $8,426-92.0% | $7,540-91.0% | $10,828-93.8% |