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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,731 | $115,917-47.6% | $100,535-39.6% | $158,982-61.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 18.21% | 34.80%-16.6pp | 30.90%-12.7pp | 302.99%-284.8pp |
| Employer contribution / active EE | $6,257 | $4,105+52.4% | $3,419+83.0% | $4,763+31.4% |
| Participant deferral / active EE | $3,278 | $6,677-50.9% | $6,271-47.7% | $5,983-45.2% |
| Admin fee / account holder | $570 | $11,002-94.8% | $8,085-92.9% | $11,252-94.9% |