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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,308 | $181,896+76.6% | $156,551+105.2% | $273,972+17.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.08% | 30.74%-19.7pp | 32.23%-21.1pp | 41.46%-30.4pp |
| Employer contribution / active EE | $7,982 | $6,248+27.7% | $5,501+45.1% | $4,869+63.9% |
| Participant deferral / active EE | $5,117 | $5,550-7.8% | $4,871+5.0% | $5,287-3.2% |
| Admin fee / account holder | $4,012 | $15,560-74.2% | $13,028-69.2% | $10,133-60.4% |