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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,569 | $209,422+38.3% | $178,503+62.2% | $158,982+82.1% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 11.68% | 188.81%-177.1pp | 151.12%-139.4pp | 302.99%-291.3pp |
| Employer contribution / active EE | $12,551 | $5,707+119.9% | $5,011+150.5% | $4,763+163.5% |
| Participant deferral / active EE | $10,606 | $5,955+78.1% | $5,202+103.9% | $5,983+77.2% |
| Admin fee / account holder | $3,883 | $17,079-77.3% | $13,987-72.2% | $11,252-65.5% |