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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,638 | $180,459+13.4% | $154,108+32.8% | $135,380+51.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.69% | 888.21%-893.9pp | 735.21%-740.9pp | 519.81%-525.5pp |
| Employer contribution / active EE | $5,925 | $6,035-1.8% | $5,298+11.8% | $4,779+24.0% |
| Participant deferral / active EE | $3,481 | $5,806-40.0% | $5,081-31.5% | $5,609-37.9% |
| Admin fee / account holder | $2,051 | $16,145-87.3% | $13,411-84.7% | $10,828-81.1% |