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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,434 | $217,432+58.9% | $185,851+85.9% | $167,553+106.2% |
| Participation rate | 88.9% | 86.1%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 13.20% | 148.43%-135.2pp | 122.11%-108.9pp | 478.89%-465.7pp |
| Employer contribution / active EE | $11,115 | $5,874+89.2% | $5,168+115.1% | $4,840+129.7% |
| Participant deferral / active EE | $7,022 | $6,357+10.5% | $5,569+26.1% | $6,343+10.7% |
| Admin fee / account holder | $3,901 | $19,820-80.3% | $16,245-76.0% | $12,316-68.3% |