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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,655 | $167,353+70.1% | $143,797+98.0% | $134,545+111.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.68% | 0.48%-14.2pp | -0.04%-13.6pp | 418.37%-432.0pp |
| Employer contribution / active EE | $11,735 | $5,620+108.8% | $4,952+137.0% | $4,742+147.5% |
| Participant deferral / active EE | $6,354 | $6,447-1.4% | $5,638+12.7% | $6,401-0.7% |
| Admin fee / account holder | $2,033 | $18,096-88.8% | $14,679-86.2% | $11,431-82.2% |