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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,371 | $81,276+241.3% | $155,574+78.3% | $80,925+242.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 20.56% | 33.36%-12.8pp | 64.87%-44.3pp | 35.65%-15.1pp |
| Employer contribution / active EE | $5,805 | $3,103+87.1% | $4,676+24.2% | $2,756+110.6% |
| Participant deferral / active EE | $3,395 | $3,453-1.7% | $5,629-39.7% | $4,299-21.0% |
| Admin fee / account holder | $16,195 | $7,993+102.6% | $15,914+1.8% | $6,940+133.4% |