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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,898 | $198,457+17.9% | $170,435+37.2% | $147,586+58.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 25.38% | 257.30%-231.9pp | 205.94%-180.6pp | 578.59%-553.2pp |
| Employer contribution / active EE | $5,271 | $6,183-14.7% | $5,432-3.0% | $4,876+8.1% |
| Participant deferral / active EE | $2,534 | $5,629-55.0% | $4,939-48.7% | $5,439-53.4% |
| Admin fee / account holder | $36,385 | $16,852+115.9% | $13,881+162.1% | $10,886+234.2% |