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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,951 | $168,635+1.4% | $147,617+15.8% | $125,389+36.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 5.81% | 77.65%-71.8pp | 61.98%-56.2pp | 282.24%-276.4pp |
| Employer contribution / active EE | $4,826 | $6,252-22.8% | $5,564-13.3% | $4,866-0.8% |
| Participant deferral / active EE | $2,332 | $5,507-57.7% | $4,895-52.4% | $5,352-56.4% |
| Admin fee / account holder | $1,863 | $13,580-86.3% | $11,612-84.0% | $9,541-80.5% |