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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,178 | $167,352+28.6% | $143,788+49.6% | $134,509+60.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.19% | 0.47%-24.7pp | -0.03%-24.2pp | 418.13%-442.3pp |
| Employer contribution / active EE | $6,567 | $5,620+16.9% | $4,952+32.6% | $4,741+38.5% |
| Participant deferral / active EE | $3,355 | $6,447-48.0% | $5,638-40.5% | $6,400-47.6% |
| Admin fee / account holder | $11,381 | $18,091-37.1% | $14,675-22.4% | $11,427-0.4% |