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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,795 | $202,342-6.7% | $172,753+9.3% | $152,909+23.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.50% | 1029.88%-1006.4pp | 803.00%-779.5pp | 345.46%-322.0pp |
| Employer contribution / active EE | $7,154 | $5,857+22.1% | $5,144+39.1% | $4,764+50.2% |
| Participant deferral / active EE | $3,922 | $5,948-34.1% | $5,198-24.6% | $5,851-33.0% |
| Admin fee / account holder | $20,756 | $17,112+21.3% | $13,956+48.7% | $11,601+78.9% |