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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,851 | $29,716+249.5% | $56,077+85.2% | $80,925+28.3% |
| Participation rate | 31.0% | 41.7%-10.7pp | 52.5%-21.5pp | 67.7%-36.6pp |
| Annual return | 15.30% | 35.30%-20.0pp | 1709.28%-1694.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $1,569 | $671+133.8% | $1,040+50.8% | $2,756-43.1% |
| Participant deferral / active EE | $2,372 | $1,228+93.1% | $1,954+21.4% | $4,299-44.8% |
| Admin fee / account holder | $568 | $2,432-76.6% | $2,825-79.9% | $6,940-91.8% |