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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,999 | $103,949-64.4% | $69,182-46.5% | $273,972-86.5% |
| Participation rate | 85.7% | 67.4%+18.4pp | 55.1%+30.6pp | 83.0%+2.7pp |
| Annual return | 6.20% | 35.28%-29.1pp | -21.93%+28.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,885 | $1,783+61.8% | $1,206+139.1% | $4,869-40.8% |
| Participant deferral / active EE | $4,776 | $2,716+75.8% | $1,897+151.8% | $5,287-9.7% |
| Admin fee / account holder | $1,643 | $3,671-55.2% | $2,697-39.1% | $10,133-83.8% |