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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,733 | $108,695-34.9% | $74,722-5.3% | $152,897-53.7% |
| Participation rate | 64.7% | 65.4%-0.6pp | 54.5%+10.2pp | 82.5%-17.7pp |
| Annual return | 22.50% | 114.11%-91.6pp | 753.11%-730.6pp | 345.43%-322.9pp |
| Employer contribution / active EE | $1,837 | $1,504+22.2% | $1,084+69.5% | $4,764-61.4% |
| Participant deferral / active EE | $3,315 | $2,712+22.2% | $1,963+68.9% | $5,851-43.3% |
| Admin fee / account holder | $1,136 | $4,906-76.8% | $3,335-65.9% | $11,599-90.2% |