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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,031 | $104,106-59.6% | $71,086-40.9% | $135,379-69.0% |
| Participation rate | 52.4% | 65.7%-13.3pp | 54.7%-2.3pp | 82.6%-30.3pp |
| Annual return | -7.87% | 1256.30%-1264.2pp | 650.59%-658.5pp | 519.79%-527.7pp |
| Employer contribution / active EE | $1,664 | $1,485+12.1% | $1,088+53.0% | $4,779-65.2% |
| Participant deferral / active EE | $2,836 | $2,527+12.2% | $1,874+51.3% | $5,609-49.4% |
| Admin fee / account holder | $1,323 | $4,142-68.1% | $3,082-57.1% | $10,828-87.8% |