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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,508 | $111,830+16.7% | $93,696+39.3% | $145,884-10.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 11.59% | 204.08%-192.5pp | 133.74%-122.2pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,316 | $3,093-57.5% | $2,422-45.7% | $4,662-71.8% |
| Participant deferral / active EE | $5,308 | $4,920+7.9% | $4,417+20.2% | $6,690-20.7% |
| Admin fee / account holder | $208 | $10,249-98.0% | $8,287-97.5% | $13,392-98.4% |