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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,306 | $95,979-84.1% | $74,551-79.5% | $135,380-88.7% |
| Participation rate | 66.7% | 75.7%-9.0pp | 69.1%-2.5pp | 82.6%-16.0pp |
| Annual return | -24.49% | 56.97%-81.5pp | 32.53%-57.0pp | 519.81%-544.3pp |
| Employer contribution / active EE | $1,467 | $2,716-46.0% | $1,961-25.2% | $4,779-69.3% |
| Participant deferral / active EE | $5,049 | $3,844+31.3% | $3,108+62.4% | $5,609-10.0% |
| Admin fee / account holder | $187 | $6,522-97.1% | $5,059-96.3% | $10,828-98.3% |