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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,229 | $95,917-22.6% | $79,583-6.7% | $134,545-44.8% |
| Participation rate | 40.0% | 75.0%-35.0pp | 69.5%-29.5pp | 81.2%-41.2pp |
| Annual return | -24.35% | -2.70%-21.6pp | 0.16%-24.5pp | 418.37%-442.7pp |
| Employer contribution / active EE | $1,658 | $3,129-47.0% | $2,414-31.3% | $4,742-65.0% |
| Participant deferral / active EE | $6,153 | $4,694+31.1% | $3,986+54.4% | $6,401-3.9% |
| Admin fee / account holder | $270 | $9,132-97.0% | $6,835-96.0% | $11,431-97.6% |