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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,625 | $106,923-64.8% | $84,023-55.2% | $152,909-75.4% |
| Participation rate | 40.0% | 75.3%-35.3pp | 69.0%-29.0pp | 82.5%-42.5pp |
| Annual return | 29.08% | 105.02%-75.9pp | 71.32%-42.2pp | 345.46%-316.4pp |
| Employer contribution / active EE | $1,777 | $2,735-35.0% | $1,984-10.4% | $4,764-62.7% |
| Participant deferral / active EE | $5,905 | $4,013+47.2% | $3,239+82.3% | $5,851+0.9% |
| Admin fee / account holder | $1,813 | $8,289-78.1% | $6,102-70.3% | $11,601-84.4% |