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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,912 | $118,875-31.9% | $96,572-16.2% | $167,553-51.7% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 12.36% | 50.50%-38.1pp | 37.79%-25.4pp | 478.89%-466.5pp |
| Employer contribution / active EE | $1,915 | $3,121-38.6% | $2,357-18.8% | $4,840-60.4% |
| Participant deferral / active EE | $7,384 | $4,617+59.9% | $3,850+91.8% | $6,343+16.4% |
| Admin fee / account holder | $270 | $8,070-96.7% | $6,183-95.6% | $12,316-97.8% |