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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,080 | $102,696+2.3% | $86,235+21.9% | $139,487-24.7% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.0%-29.0pp | 80.3%-40.3pp |
| Annual return | 20.65% | 1925.91%-1905.3pp | 1170.03%-1149.4pp | 373.84%-353.2pp |
| Employer contribution / active EE | $2,478 | $3,034-18.3% | $2,381+4.1% | $4,755-47.9% |
| Participant deferral / active EE | $6,836 | $4,679+46.1% | $3,987+71.5% | $6,713+1.8% |
| Admin fee / account holder | $270 | $8,667-96.9% | $6,856-96.1% | $11,407-97.6% |